The startup landscape is renowned for its thrilling combination of risks and potential rewards. However, recent trends, particularly the funding slowdown of 2022, have ushered in significant layoffs within the Indian startup sector, affecting an overwhelming number of employees. These shifts underscore the critical need for financial preparedness, especially for CEOs, CXOs, COOs, and [...]
The freedom of remote work and the thrill of global travel hold immense appeal for ambitious Indians. Yet, navigating the complexities of fluctuating exchange rates, international tax regulations, and building financial security while on the move requires tailored strategies. This blog is your guide to financial mastery, ensuring your adventures can flourish without the [...]
In 2021-22, India’s credit card defaults stood at Rs 3,122 crore. By 2022-23, an alarming Rs 950 crore rise took the default numbers to Rs 4,072 crore. It is now evident that debt is becoming an increasingly prevalent issue in India. Debt can be a deceptive tool; it can unlock possibilities or ensnare you [...]
As a financial advisor in India, we've seen the impact of spending habits on our clients' financial lives. Spending isn't just about rupees and paise; it's deeply connected to our emotions and psychology. Understanding this connection is vital to achieving your financial goals. Let's delve into how our minds influence our wallets.The Desire for Instant [...]
It takes a lifetime to build your assets, now your dreams have turned into reality. However, ensuring a smooth transition of this legacy requires careful consideration. Surprisingly, in India, few people prioritise making a will. A stark contrast between India (<10%) and the US (46%) highlights the vast gap in estate planning awareness and practices. [...]
The Indian stock market has been enjoying a strong rally in the past year, offering double digit returns. While this is positive news overall, a closer look reveals some interesting trends, particularly in the relationship between market price and Return on Equity (ROE).Mid-Caps and Small-Caps Outperform, But at What Cost?One key takeaway is the significant [...]
Retirement is a chapter many of us eagerly await, envisioning days filled with leisurely pursuits and cherished moments with loved ones. However, as the digital age continues to reshape our world, seniors find themselves navigating new terrain when it comes to managing their finances. From online banking to trading platforms, the plethora of technological [...]
Once you've successfully built your wealth and sought opportunities beyond the conventional realm of stocks and bonds, a myriad of alternative investment paths beckon. These encompass real estate, hedge funds, commodities, private debt, peer-to-peer lending, private equity, and, for some, cryptocurrency. Alternative investments have become an attractive choice for investors aiming for portfolio diversification, [...]
As a proactive millennial who has set clear goals, established an emergency fund, and begun investing in your twenties, your financial journey now takes a more refined and strategic turn. In your 30s and early 40s, reassessing and recalibrating your financial game plan becomes crucial for long-term success. Let's delve into critical areas to optimise [...]
Investing is not a mere numerical exercise; it encompasses a profound understanding of the human element. Success in investing isn't a mere reflection of numbers and charts; it's deeply intertwined with the intricate workings of our cognitive landscape. Amidst the spotlight on market trends and economic analyses, a crucial player takes centre stage—the human [...]
